Attention homeowners: Real estate appraisal services for in Jacksonville and Duval County
The top 7 reasons FL homeowners order from Personal Service Realty's Residential Valuation Group:
Own a home in or near Jacksonville, FL and need help deciding the value of it?
At Personal Service Realty's Residential Valuation Group, we understand the special needs of a customer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Personal Service Realty's Residential Valuation Group will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value estimation than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experts in helping consumers just like you get rid of unwanted PMI insurance.
Challenge Tax Assessment
Your local tax assessor may have your home overvalued if you live in a local area that is declining. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. When challenging your property tax assessment, getting an expert appraisal from Personal Service Realty's Residential Valuation Group is your best weapon.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be inopportune from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Personal Service Realty's Residential Valuation Group can help you reinstate your home equity line of credit with efficient appraisal.
We Also Offer Field and Desktop Appraisal Review Services
Have you just gotten a copy of your appraisal and you'd like to have a professional double-check it for verity or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Personal Service Realty's Residential Valuation Group can help with that too. While usually requested by banks, you may need to utilize this service if you suspect mortgage fraud related to your property.
Looking to Sell?
Are you looking to sell your house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.