Appraisal services for Jacksonville and Duval County homeowners
See the top 7 reasons why FL homeowners call on Personal Service Realty's Residential Valuation Group:
Do you own a home in or near Jacksonville? Do you need help determining the price of your real estate?
We at Personal Service Realty's Residential Valuation Group understand the individual needs of a consumer seeking appraisal services. Our usual business clients get the appraisal process and the standard "products" we deliver to them. But as a general consumer,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Personal Service Realty's Residential Valuation Group are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value opinion than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping homeowners just like you do away with undesirable PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if you live in a local area that's going down or not appreciating as much as other homes close by. That only means you are going to pay more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Personal Service Realty's Residential Valuation Group is your chief weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can this be inopportune from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Personal Service Realty's Residential Valuation Group can provide you with efficient appraisal to help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Personal Service Realty's Residential Valuation Group offers field reviews where we go out and check the subject and comparables in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have in your possession. Even though this is usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your home.
Looking to Sell?
Are you looking to sell your house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.