Attention homeowners in Jacksonville and Duval County: Need an appraisal?
The top seven reasons FL homeowners order from Personal Service Realty's Residential Valuation Group:
Own a home in or near Jacksonville, FL and need help determining the price of it?
At Personal Service Realty's Residential Valuation Group, we understand the individual needs of a homeowner in need of appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
It's very hard to be objective about your home because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Personal Service Realty's Residential Valuation Group, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value estimation than yours.
Appraisals to remove PMI
A popular way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We are seasoned in helping folks just like you dismiss unwanted and unneeded PMI insurance.
Challenging a property tax assessment
Your local tax assessor may have your home overvalued if you live in a region that's going down or is not appreciating as much as other houses close by. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting an appraisal report from Personal Service Realty's Residential Valuation Group is your #1 weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
If your property is close to a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. Personal Service Realty's Residential Valuation Group can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need an expert to double-check your appraisal for accuracy, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Personal Service Realty's Residential Valuation Group can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your home.
Looking to Sell?
Are you looking to sell your house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.