Appraisal services for Jacksonville and Duval County homeowners
Here are the top seven reasons why FL homeowners order from Personal Service Realty's Residential Valuation Group:
Do you own a house in or near Jacksonville? Do you need help deciding the price of your real estate?
We at Personal Service Realty's Residential Valuation Group understand the unique needs of a customer after appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. But as a consumer,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own house because you probably have an emotional attachment to it. Our professional appraisers at Personal Service Realty's Residential Valuation Group are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value judgement than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're seasoned in helping customers just like you abolish unnecessary PMI insurance.
Challenge Duval county's assessment of your property
Your local tax assessor may have your home overvalued if you live in a region that's going down. This means you're most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Personal Service Realty's Residential Valuation Group is your perfect weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow point of view. Personal Service Realty's Residential Valuation Group can provide you with efficient appraisal to help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned expert to double-check your appraisal for efficiency? We can go out and check the subject and comparables in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your property.
Looking to Sell?
Are you looking to sell your house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.